Calculating with the future

The German Association of Actuaries (DAV) recommends maintaining the maximum actuarial interest rate for new life insurance contracts, which has been 1.0 percent since January 2025, for 2027 as well. 

Mariella Linkert, Annika Lobergh and Meher Mia together form the external communications team of the German Association of Actuaries (DAV), IVS - Institute of Pension Actuaries, the German Society for Insurance and Financial Mathematics (DGVFM) and the German Actuarial Academy (DAA). We would like to introduce ourselves to you below.

The German Association of Actuaries (DAV) has published its latest salary survey in collaboration with the consulting company Deloitte. The survey provides a detailed picture of the remuneration structure for actuaries in Germany, supplemented for the first time by salary data provided directly by companies. The complete study is now available for purchase.

More than 2,000 people, or around a quarter of all DAV members and participants in the DAV examination system, took part in the online survey. The results show that the median total target remuneration in 2025 is €90,200, which represents an increase of 20% compared to the last DAV study in 2017. Remuneration is particularly high in the financial sector and in the state of Bavaria.
 

The German Association of Actuaries (DAV) and its branch association, the IVS – Institute of Pension Actuaries, welcome the present draft bill from the Federal Ministry of Labor and Social Affairs and the Federal Ministry of Company Pension Strengthening Act II (Betriebsrentenstärkungsgesetz II or short “BRSG II”).

The German Association of Actuaries (DAV) warns against viewing the introduction of compulsory insurance against natural disasters as a simple solution to growing climate risks. At its annual digital press conference today, the DAV emphasized that such insurance coverage can only work efficiently if it is accompanied by clear risk differentiation, effective prevention, and state-backed reinsurance mechanisms.

Social security systems in Germany are coming under increasing pressure. At its annual digital press conference today, the German Association of Actuaries (DAV) highlighted the demographic, financial, and structural challenges facing the existing systems – and where sustainable reforms should be implemented.