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12/13/2022 | Health Insurance
1 min reading time

Healthcare Management

The report highlights the importance of prevention and health-conscious behavior for both society and individuals. It illustrates how health insurers can contribute to promoting these aspects through health management and outlines the new responsibilities this creates for actuaries.

Abstract

Health is defined—according to the WHO—as a state of complete physical, mental, and social well-being, and not merely the absence of disease or infirmity. This general understanding is embedded in the United Nations’ 2030 Agenda for Sustainable Development, which comprises 17 global strategic goals (SDGs), and it also aligns with the German Federal Government’s perspective.

Germany’s contribution to implementing the 2030 Agenda is documented in the Voluntary National Review for the HLPF 2021 and is an integral part of the German Sustainable Development Strategy (DNS) 2021.

The healthcare system and its ongoing development play a particularly important role in achieving SDG 3 – Good Health and Well-being. As confirmed by the global impact of the COVID-19 pandemic, SDG 3 is closely interconnected with nearly all other SDGs.

According to the DNS, this goal is further specified as: “Ensure healthy lives and promote well-being for all at all ages.”

As a cornerstone of the healthcare system, health insurance (both statutory and private) supports Germany in achieving this goal, which is, of course, a key element of the national health strategy.

There is no doubt about the central role of health management tailored to the specific needs of the insured individual.

Reports on findings are summaries of the results of work carried out by DAV committees or working groups,

  • where their application can be freely decided upon within the framework of the code of conduct,
  • that should inform discussion of the current opinion among actuaries or also among the broader public. 

As working results of a single committee, they do not, for the time being, represent any recognised position within the DAV and do not comprise any actuarial standards of practice. In this respect they are clearly distinguishable from any standards of practice.

Content

  • Introduction
  • Abstract

Downloads

Health Management ( PDF )
Sinem Sarma-Günes
sinem.sarma-guenes​@aktuar.de +49 (0) 221 912 554-226

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